Sandusky could keep $59,000 pension despite conviction

By Vignesh Ramachandran

Former Penn State assistant football coach Jerry Sandusky, convicted of 45 counts of child sexual abuse, could still profit from his public pension.

Sandusky stands to collect $58,898 each year, according to PennLive.com, because the crimes he committed are not included on the list of 22 that would force him to give up his benefits.

Pennsylvania's public officials or retirees are required to forfeit their pensions under the State Employees' Retirement System (SERS) if they commit "certain crimes that breach the member's duty of faithful and honest public service." The list does not include sex crimes.

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"I think it is nauseating that a convicted pedophile like Sandusky will be collecting a pension while sitting behind bars," Pennsylvania Rep. Brendan Boyle said in a statement. "He certainly doesn't deserve to continue to enjoy the benefit of a taxpayer-funded pension."

Upon his death, Sandusky's wife, Dottie, would be able to get half of the annual payout, PennLive.com reported.

Nicholas Maiale, chairman of the SERS board, told PennLive.com that he will get a legal review of the board's options in this case.?"I am a Penn Stater and I am a citizen of Pennsylvania, and we are all morally outraged about this case and what happened to those kids,? he said, though he is not optimistic?about a forfeiture.

Retired Penn State Vice President Gary Schultz, meanwhile, could lose his pension after being accused of perjury, PennLive.com reported.

Rep. Boyle introduced a bill in 2011, before Sandusky was charged, that is now one of six bills that could broaden the list of crimes that require public workers to give up their pensions, PennLive.com reported.

Sandusky?s sentencing is expected in about three months.

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Source: http://usnews.msnbc.msn.com/_news/2012/06/28/12464481-sandusky-could-keep-59000-pension-despite-conviction?lite

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You have been invited to attend a magical school. Here you can make new friends, learn dozens of spells, face exams in the school dungeons, run for class office, and try to find a date for the May Day Ball. [7 spots OPEN!]

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Dallas Commercial Real Estate Investing Information | South Jersey ...

Everyone knows that real estate is a brilliant approach to diversify your investment techniques and reduced your exposure to instruments and bond market segments, but still commercial real estate investing isn't discussed whenever this subject matter is broached. Commercial real estate investing may not have the radio and TV exposure highlighting its positive aspects like its residential cousin having said that it has a range of pretty engaging aspects to the opportunist hunting for diversity.

When you have found one individual property for financial commitment , value the property using standard in addition to present day methods. Look at the shape of the property. Be brooding about the future and could it take part in any kind of upcoming expansion? Following that is usually to evaluate if it will satisfy your earnings needs. Ultimately , see the way in which the property will impact your borrowing capacities. You will find PC programs you can get which are frequently useful to estimate the end results by using current industry figures.

Check into and investigate every piece of specifics of the commercial real estate property you are looking to invest in. You're looking at this kind of asset so you are able to flourish in your business matters. Do not ever get foolhardy whenever using these details.

One of the number one stages in becoming a wealthy commercial real estate investor is certainly to start to know your local community. You must know the buildings, how much they are really worth, and who actually owns them. It is time to turn into a detective and distinguish trends or rhythms in your local marketplace. There may be certain residences which are being wrongly maintained and are getting ready to get into property foreclosure, or a cutting edge mall in the development schedule a couple of years from at the moment and purchasing the property surrounding the approaching construction site at an especially cheap price per acre will likely be worth way above your early monetary obligation when the mall moves under construction.

Dallas commercial real estate investments demand a significant degree of patience, in depth planning, and persistence. Getting into commercial real estate opportunities and not employing a balanced approach may be a monetary death nail. The successes in this discipline are especially interlinked to the status of your own finance. The kind of commercial property you are looking to invest in should be decided beforehand. It is best to invest in a commercial property which you have some basic practical data. After that would be the amount of money you are intending to invest. Ultimately, you need to choose an appropriate place for your financial commitment.

Capital is really a major requirement for the purchase of commercial real estate. Take the procedures of being pre-qualified for your loan before you decide to check around for the right property. Thru doing this you're going to try to find the commercial property that you can essentially afford.

Commercial real estate investors really have to create trustworthy connections with fellow stockholders along with non-public loan firms. A solid connection with private banks along with other speculators will come in handy through your business ventures especially when an investor wants to buy properties that are enormous amounts of money. These connections might also allow financiers to be a step ahead of the other people as a great deal of commercial properties are bought without them ever being openly listed.

Stop by and talk with one of our top commercial real estate and property management Dallas pros and find the perfect Dallas office space for your business.

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Be Calm And Patience To Your Dog - Free Pets to Good Home

Do not hurt your dogs or scream at the poor animal for misbehaving.You can use the dog training collar or any other tools but maltreatment is a BIG NO!

This is a negative move since it will only work against any accomplishments that you may have in coaching your dog.

Nevertheless be firm in giving commands and making sure that these are followed exactly.

Similarly, don't let negative behaviour stay unseen. Make sure to correct it immediately. If dogs translate you are letting them get away with the unfavourable actions, it'll cause the dog to become more unmanageable. So, it is really important for you to discipline your dog that will lead directly to excellent results.
The Difficulties with Treats and Rewards

Refuse to give treats when your dog does something it's not intended to do. Treats are a positive reward that your dog must earn by way of exemplary behavior and obedience.

Desist from giving your dog physical affection after it does something bad. Petting is a rub down that your dog enjoys and associates with positive reinforcement. If you pet your dog after it disobeys you, you are inspiring the animal to act negatively.

The hatred form of canine training is widely being scowled upon. The dog training collar is right. However , there isn't much wrong in trying a hatred strategy that will not hurt or frighten your dog. It can be done by spraying water but should not go past that. Never attempt to strike your pet with anything.

The right way of punishing your dog is to ignore it. Your dog definitely demands some form of attention. When you take no notice of your dog, you are telling the animal that it can only merit your attention when it is behaving correctly. You can pay no attention to your pet by avoiding making eye-to-eye contact or talking to it even for a short duration. Regardless of whether it makes an attempt to get your interest, pay no interest for it.

Do not put off for tomorrow what you can correct today. Rectify the dog?s attitude as you perceive that it's doing something bad. Bursting out a command or verbal order may help like SIT or DOWN. Be cruel when giving orders and make use of suitable body language. This is something the dog will surely understand. And start use of dog training collar, this particular tool will aid your canine training into effective and successful.

The Dog Line provides tips in dog training as well as supplies dog keepers with tools like the Remote Dog Training Collar . You can get more applicable information and Training a Deaf Dog on the site of The Dog Line.

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GRAND OPENING OF SAMUEL H. SCRIPPS STUDIOS | Triangle ...

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The American Dance Festival (ADF) is proud to announce the official grand opening of the Samuel H. Scripps Studios, located at 721 Broad Street, Durham, NC.? The opening of the studios marks the first time in the Festival?s celebrated 79-year history that the organization will own real estate and be able to provide year-round programming at its own facilities. The ADF will host a ribbon cutting ceremony on Monday, July 2 at 12:00 pm to celebrate the grand opening with the Durham community. Durham Mayor Bill Bell, as well as ADF Director Jodee Nimerichter, SHS Foundation President and ADF Board Member Richard Feldman, building developer Arthur Rogers of Eno Ventures, LLC, building architect Sasha Berghausen of BLOK Architecture, and ADF?s design consultant Oswald Nagler, among others, will be present to cut the ribbon.

As part of Ms. Nimerichter?s vision to expand the ADF?s reach into the community and dance world at large, and through an incredibly generous donation from the SHS Foundation, the ADF will begin providing year-round dance classes and workshops to the community and will have the opportunity to host choreographic residencies in the new beautifully designed studios.

?As a long time supporter of ADF, the SHS Foundation saw the importance of supporting this initiative by providing?the lead gift to take advantage of this incredible space. This space will allow ADF to continue the invaluable work they do within the dance world, as well as in the Durham community. This is another example of new ADF Director Jodee Nimerichter?s leadership and vision, and commitment to the organization?s overall mission,? said SHS Foundation President, Richard Feldman.

Classes will be offered for all ages and ability levels, taught by distinguished faculty that have been hand selected by the ADF. The classes and workshops provided through this new studio will play an integral part in supporting the ADF?s continued commitment to providing a sound scientific/aesthetic base for professional education and training of dancers. Additionally, the ADF is excited to be able to use these studios to mark their commitment to Durham and to build an even larger dance community in the Triangle.

Marking her place in ADF?s history, new ADF Director Jodee Nimerichter is delighted to head this expansion of the ADF?s renowned programming.

?Having a permanent space has been one of our longtime dreams. It will allow ADF to expand and reaffirm its commitment to making Durham its home and to provide the community with the very best in modern dance training. This once-in-a-lifetime opportunity to have a space so close to Duke University?s East Campus and our current offices presented itself and we had to take it. We are indebted to our board member Richard Feldman and the SHS Foundation for providing the initial support we needed to take advantage of this extraordinary opportunity for the ADF, and hope that the community is as excited as we are,? said Nimerichter.

ADF expects to launch a capital campaign in the coming months to complete the funding for this initiative, as well as sustain and support the ADF Educational Programs and Endowment. Community members are invited to walk through the new studios following the ribbon cutting. For detailed information on fall class registration, please visit our website at www.americandancefestival.org.

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Shooting erupts between rebel factions in Mali

BAMAKO, Mali (AP) ? A resident of the north Mali city of Gao says that two of the rebel factions controlling the town opened fire on each other.

Mohamed Maiga said that Wednesday's shooting erupted after MUJAO, an Islamic faction, attempted to park their weapon-laden car less than 50 yards (meters) from the headquarters of the secular National Movement for the Liberation of the Azawad, or NMLA.

Maiga said the groups then traded fire.

Northern Mali was seized by Tuareg rebels in late March, after a coup in the capital created a power vacuum. There has been increasing tension between the fighters because the rebels are divided between Islamists that want to impose Shariah law and the secular NMLA.

Associated Press

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Katy Perry Says She 'Did Everything' To Save Her Marriage

Perry's 'Part of Me' documentary gives fans a candid look at the demise of her relationship with Russell Brand.
By Christina Garibaldi

Katy Perry in the "Katy Perry: Part of Me 3D"
Photo: Paramount

It's been a whirlwind of a year for pop superstar Katy Perry. In 2011, she earned six #1 singles off her Teenage Dream album, embarked on a worldwide tour and endured a very public breakup from Russell Brand.

And now fans can share all these experiences and more as Perry is set to release her 3-D documentary, "Part of Me," on July 5th. The movie chronicles her unparalleled year as she has career highs, but suffers personal lows.

And it's those very personal moments, especially with Brand, that many will find most surprising. For the past six months, Perry has been mum on the issue of her divorce, and now for the first time, she is opening up about the split.

The film picks up just a few months after the two tied the knot, as Perry embarks on her biggest tour to date, the California Dreams Tour. Fans witness Perry put in hours of hard work preparing for the tour and traveling to hundreds of different cities. Yet, with the success that she was having onstage, it was offstage where things were falling apart.

It seems her new marriage and a grueling tour schedule were not mixing well, but it was not from lack of trying: Perry was adamant that while on her nearly yearlong tour, she take time out to see her husband, but in the end, it just couldn't save the marriage.

At one point, while flying to one of her tour stops, Perry admits to the camera, "I'm trying to keep my marriage alive."

"Part of Me" gives fans a rare glimpse inside a celebrity marriage, with Brand featured throughout the film. Some moments are touching, like when the comedian comes to wish her well on the opening night of her tour, yet some are heartbreaking to watch. In one scene, Perry is crying uncontrollably, delaying the start time of the concert, but like a true professional, she chokes back the tears and puts on a brave face for her fans.

Perry talks candidly about Brand in the film, revealing that it was her skyrocketing career that could have played into the downfall of her marriage. "I thought to myself, 'When I find that person that's going to be my life partner, I won't ever have to choose [between the partner and my career]. They won't be threatened or have weird motives.' Then I started to realize, that's not true," she admits. Yet, when asked in the film whether she still misses Brand, Perry begins to cry and admits that she does, but says she did everything she could to make it work.

"I have that same belief system with everything, from career to my life to my personal life, everything. And I will do everything it takes to not fail," she shares. "And I did everything it took, but it still failed."

Perry recently told MTV News that even though the subject of her divorce is difficult to deal with, she felt she would be doing her fans a disservice if she didn't include it in the film.

"The truth will always prevail," Perry said. "Everything has to be handled integrously and appropriately, and it's not nice to air all your dirty laundry, because that stinks, so I had to be very delicate with the situation, but I couldn't avoid the elephant in the room," she explained. "If you were to have seen that movie and walked out and [my breakup] wasn't at all mentioned, like it never happened, you'd be like, 'Eh, this is weird. What is she trying to hide?' I don't like to hide."

Check out everything we've got on "Katy Perry: Part of Me."

For breaking news, celebrity columns, humor and more — updated around the clock — visit MTVMoviesBlog.com.

Related Artists

• Katy Perry

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Backup Box Makes Switching Between Cloud Storage Services Easy, Now Also Supports Google Drive

Chances are, you have quite a bit of data on your favorite cloud storage service by now. But with the recent changes in this space, especially with Google and Microsoft making a push to compete with startups like Dropbox, what happens if you decide to switch to a different service? Moving data between different backup and cloud storage services is usually a manual and slow task, but that's where Backup Box comes in. What started as basic tool for moving data from an FTP server to Dropbox has now become a fully-featured backup and data transfer service with support for FTP, SFTP, Dropbox, Box, Microsoft's SkyDrive, MySQL, and - starting today - Google Drive.

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Help Me Win a Grant for Continuity Company to Help Businesses ...

Hello everyone -

Over the years I have greatly enjoyed writing the Disaster Preparedness Blog and sharing with you tips, ideas, and helping people prepare themselves and businesses.

Now I am asking everyone out there who reads Disaster Preparedness Blog to help me qualify for a grant from Chase to support my business. Winning this grant would allow me to help more small businesses prepare and put contingency plans in place.

To help please go to this website - Mission - Small Business Log in using your FaceBook account and search for my company Continuity Company and vote.

We need at least 250 votes to qualify and are well on our way. The Deadline is June 30th but I know with the thousands of readers out there this should be no problem.

Thank you for your continued support.

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Give 3-D printing a try? Yoda says do it

3 hrs.

John Roach

At some point in the not-too-distant future, we?ll all use 3-D printers to make new tools, replacement body parts?and dinner. In the meantime, early adopters are already giving the technology a try with downloadable blueprints for characters such as Yoda, that wise Jedi master of "Star Wars" fame.

The time-lapse?demonstration is courtesy of?YouTube user BusyBotz, who uses a commercial MakerBot Replicator 3-D printer?which costs?about $1,750. The 3-D model for Yoda is available from Thingiverse, a MakerBot-powered website where users share their digital designs.

The website aims to get people to share designs to feed into their 3-D printers, spreading the adoption of the technology, which MakerBot hopes will be widespread so they can sell more printers.

BusyBotz?s demonstration with Yoda showcases the fine detail available when the printer is set to build in 0.1 mm -high layer increments ? that is, Yoda is built up one 0.1 mm layer at a time.?

All things built with the 3-D printers are built layer upon layer.?

"There is a significant increase in detail compared to printing the same model at 0.2 mm," BusyBotz notes. ?It takes longer, but in a print like this, it is worth it.?

For those who view the full video below and think they might want to give one of?these nifty printers a try themselves, just remember this sage advice Yoda gives a young Luke Skywalker:

?Try not, do or do not, there is no try.?

? Via Daily Mail?

John Roach is a contributing writer for msnbc.com. To learn more about him, check out his website and follow him on Twitter. For more of our Future of Technology series, watch the featured video below.

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News Corp. mulls splitting itself in two

The "Squawk on the Street" news team reports on the details of News Corporation's confirmation that the company is considering separating its business into two units.

By Roland Jones

Updated at 10:15 a.m. ET: Rupert Murdoch?s News Corp. said Tuesday it is considering?dividing itself into two companies, severing its publishing division from its much larger and more lucrative entertainment arm.

"News Corporation confirmed today that it is considering a restructuring to separate its business into two distinct publicly traded companies," the company said in a brief statement that gave no further details.

The?plan, which would effectively bring?an end to CEO Murdoch?s decades-long drive to pull together the disparate strands of his media empire into one coherent company, would essentially mean cordoning off the newspaper business that once was the core of Murdoch?s company, which he has grown from a single Australian newspaper he inherited in the 1950s.

The aim is likely the protection of the Fox movie studio and television networks that now are the most profitable parts of the media empire. Murdoch is likely to want to insulate this part of the business from the fallout from the phone hacking scandal that has led to the closure of the News of the World tabloid in the U.K., halted Murdoch?s BSkyB takeover bid and prompted the arrest of several key figures.

Such a plan would likely be intended to shore up shareholder value, according to a New York Times report, which notes that shareholders have said they would prefer?the company to focus on its productive entertainment assets, which generated $23.5 billion in revenue in the year ended June 2011, as opposed to $8.8 billion in revenue for the publishing business.

Barton Crockett, an analyst with Lazard Capital Management, told CNBC that the phone hacking scandal was an opportunity for the company to rethink its operations and improve the situation for shareholders. A division of the business will lead to a stronger company, he said.

?We?ve gone from lemons to lemonade,? Crockett said. ?I think it?s something that will make News Corp. a stronger business and a better stock.?

Shares of News Corp have risen 12 percent since the beginning of the year, supported in part by a stock buyback program.

A division of the News Corp. units may take the form of a corporate spinoff, according to the Times. It would create a publishing business that comprises The Wall Street Journal, The Times of London, The New York Post and the HarperCollins book business, the report said, adding that the Murdoch family would probably retain control of the newly split companies.

Media conglomerate took a similar path in 2006 when it split into two companies in 2006, leaving the television company CBS as a standalone company.

Reports also say it is unclear whether Murdoch will go ahead with plans for a corporate spinoff, given his opposition to it in the past. However, News Corp.?s Chief Operating Officer has made it clear that the company?s management team has considered a split, although earlier this year he said no decision has yet been made.

News of the planned spinoff was first reported by The Wall Street Journal.

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Juss Free Vector Art ? Blog Archive ? Ways To Support Securely ...

Nervousness can be anything from a mild sensation of concern about something in your own life to your crippling inability to do anything whatsoever whatsoever. If your concerns are beginning to manipulate your way of life and prevent you from reaching your ambitions, it could be time for you to see professional guidance. Read on for additional details on overcoming again stress and anxiety.

When you truly feel your anxiousness escalating, it can be important to turn on some soothing tunes and close your vision. Your brain will drift off of and you may not so focused entirely on the unfavorable way you might be experiencing. Traditional tunes and seas appears to be seem to assist a lot of people.

Consuming supplements are a great way to regulate your stress and anxiety and may assist support appropriate system functionality. Fish-oil is one of the very best nutritional supplements you could consider for anxiety mainly because it helps you to get rid of pressure and enhances your physical appearance. Supplements are a great way to keep your anxiousness manageable.

Yoga and fitness can help you to handle frequent anxiety and panic attacks. Yoga incorporates each exercise and pleasure, so that it is a fantastic exercise to participate in daily. Just thirty minutes a day can make a significant difference in helping to prevent anxiety attacks. Join a health and fitness center or invest in a video clip to begin your yoga exercise routine.

Make certain you have a good volume of protein since the day wears on, if you want to really feel your very best sentimentally. Proteins enables you to truly feel solid emotionally, which eliminates that haggard sensation that you simply at times get, past due in the day at work or university. Integrate food items with proteins, if you would like sense far more lively and comfortable and less stressed out.

Anxiousness is often based on exterior, as opposed to internal, factors. For this reason,it is important to pinpoint the causes of tension, and anxiety. After these trouble spots have already been located, it is actually possible to attempt to eliminate them out of your lifestyle. In case you are unable to remove them entirely, you may, perhaps, minimize them.

Picture beneficial outcomes in no matter what circumstance you might be working with. You can then spend some time to feel better about exactly what is taking place for your needs. Additionally you can make time to find out how you are making these visualizations an actuality by placing goals for how they can happen.

You can utilize exercising to remove nervousness. Exercise will help you keep active and acquire wholesome simultaneously. Additionally, it keeps you thinking badly. Exercise is best known to release endorphins within your brain. These offer you an all-natural great and support alleviate tension that may cause anxiousness.

Whenever you truly feel your nervousness arriving at a brain, you can aid obtain the sensations #keyword6# of worry in check by controlling your respiration. When you are anxious, your inhaling and exhaling price raises, which alone, could cause an enhanced experience of worry. Inhale and exhale inside and outside little by little, counting to four on every take in and breathe out. In addition to reducing your breathing, furthermore, it gives you some thing to target besides the source of your stress and anxiety.

While you have witnessed, nervousness will take a number of types and also have a variety of effects on your own lifestyle. Whatever type of nervousness you may have, you should start getting steps to find the higher palm on stress and anxiety. By means of the recommendations you possess read in this post, it is possible to rid yourself of anxiety.

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Shiver me timbers! The bankers are boarding

LONDON (Reuters) - With the crisis in the shipping market now in its fourth year, bankers are putting to sea and seizing ships to protect the value of their loans to struggling shipowners.

Lenders to the shipping trade, themselves lashed by the euro zone crisis, are recruiting management companies to take over and operate defaulting owners' ships rather than sell them at a heavy loss or take a writedown on their loan books.

Earlier this month, Credit Suisse and a group of Chinese banks seized seven tankers from Singapore's Dongfang Shipbuilding to pay outstanding debts of around $250 million after the Singapore Supreme Court ruled in favor of the creditors.

"The banks have so many problem loans today - at a time of extreme political, social and regulatory pressure - that they don't know which way to turn," said Nigel Prentis, head of research, consulting and advisory with HSBC Shipping Services Ltd.

UK-headquartered Bibby Ship Management is among companies aiming to capitalize on the slump by offering to run vessels for a fee, including chartering out a ship on behalf of a bank. The group said it was in talks with a number of European banks.

"What we do is come in and provide technical management of the vessel and provide a full crew to run the vessel and get it to a standard where it is fit for resale by the bank or whatever they want to do," said Bibby's business development manager Brian Williams.

Bibby has teamed up with asset recovery specialist Marine Risk Management (MRM), whose staff includes former special forces personnel, which can arrest a vessel from its owner on behalf of a bank and sail it to another jurisdiction with a letter of authority from an admiralty court.

"The biggest difference to the 1980s, which was the last major crisis, is the value of the assets could be up to 10 times higher (than then), which is why banks have been reluctant up to now to force anything in the hope that the market was going to recover. Clearly that's not going to happen, and banks are looking at taking other action now," MRM's chief executive John Dalby said.

"We are providing them with an option to technically and commercially manage a vessel and then sell it as a going concern subsequently. The alternative is writing off massive loans, which is not something anyone wants to do in this climate."

OVERCAPACITY

Surplus capacity due to brisk ordering during the boom years has pushed the nominal resale value of a supertanker, used to transport crude oil, has fallen to around the $90 million level from $162 million in 2008.

The value of a capesize ship, one of the largest carriers of dry bulk commodities such as iron and coal, has also slumped to $44 million from just under $100 million in 2008.

"Many banks are thought to have contingency plans to take over ships and run them through the cycle rather than further undermine values with an auction process," said HSBC's Prentis said.

"The correction in values has been enough to wipe out equity in many cases, meaning that many ships will be worth less than the outstanding loan: negative equity. Hence, this is a problem for many European banks. Faced with big writedowns, on top of haircuts on peripheral euro zone bonds, they have generally chosen forbearance."

European lenders in particular are under growing pressure to cut their exposure to risky and dollar-denominated assets such as ship and trade finance to meet tougher capital rules and shore up reserves.

Global syndicated lending to the shipping sector slumped to $245 million in the second quarter of this year, down from over $1.6 billion in the first quarter and over $3.9 billion in the second quarter of 2011, Thomson Reuters LPC data showed.

"There is still pain on the horizon because of the deliveries and because of the slowing economy," said Harris Antoniou, managing director, energy, commodities & transportation with ABN AMRO Bank.

German ship operator Oldendorff Carriers is another group in talks with banks over providing them with options.

"These days we are offering banks to 'park' the ships with us ... where we effectively take care of the technical and commercial management," said its chairman Henning Oldendorff.

"It is very straightforward and transparent. If the banks want to sell the ship, we can terminate the charter."

A number of European banks, including France's two biggest listed banks Societe Generale and BNP Paribas , are looking to wind down their shipping books.

Industry officials say short-term asset plays such as hiring managers buys more time for banks.

"Banks are not ship owners, and therefore do not want to own lots of ships," said Keith McRae with DVB Bank's restructuring and asset management unit. "You may have to warehouse a ship for a period of time, but that's not a business plan for a bank - it's an expedient measure."

One of Germany's biggest lenders Commerzbank has already acted, mandating shipping firms to run vessels for the bank.

"We have seen a few ships which have been transferred to special purpose vehicles with the purpose of getting them into service again so that they can earn money and pay down loans," a spokeswoman with its shipping arm Deutsche Schiffsbank said.

"Naturally, we would like to see external shipping companies in such a company as they have the best knowledge of how to run these ships."

SHIP ARRESTS TO RISE

While banks have aimed to avoid ship seizures, the worsening conditions and growing frustration will lead to more vessel arrests, industry sources say.

An arrest occurs when a ship is detained by a court order to secure a maritime claim. The arrest may ultimately result in a judicial sale of the ship to pay the claim.

"Arresting vessels is an action of last resort for banks," said Basil Karatzas, chief executive of Karatzas Marine Advisors & Co, which is active on the bank advisory side.

In another sign of worsening conditions, Newlead Holdings Ltd said in May four vessels in its fleet were seized by lenders to pay for debt as part of restructuring efforts by the struggling Greek shipping group.

"Banks are starting to realize that it's going to get worse and they must change their game plan," MRM's Dalby said.

'All hands on deck' is the lenders' new rallying cry.

(Additional reporting by Arno Schuetze in Frankfurt; Editing by Will Waterman)

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Gold Always Glitters In India: Will Curbing Its Import Save The Economy?

"An inch of time is an inch of gold, but you can't buy that inch of time with an inch of gold." Is this Chinese proverb proves correct in the case of Indians who invest in the yellow metal for good times tomorrow? Or, is the craze for the glittering object really ruining the country's economy?

Time and again, the government, economists and experts have ridiculed the people's obsession with gold and pointed out the need to curtail the imports of the yellow metal to improve trade deficit.

Indians have an irresistible temptation to buy gold - either as ornaments or as investments. Their obsession with the gold jewelry has roots in their culture, tradition and also in the economic realities in the rural and grass root levels of the society. As an investment, gold has been an easier bet to hedge against inflation and other risks. Indians have been buying and trading in gold since time immemorial, and they continue to buy even now, at a time when it is more expensive than ever before.?

The government and experts believe that high gold imports are fatal to the economy and Indians should stop investing in gold. They say this would solve India's economic problems, erase the current account deficit, appreciate rupee and boost growth. ?They say the country's balance of payment (BOP) is negative because of the gold imports.

"Quantum of import of gold ... is a clear indication (that) large section of community...want (to) investment in dead asset only with expectation that value would appreciate", Finance Minister Pranab Mukherjee said while speaking at a function in Mumbai last week. He said that "there is a need to spread financial literacy to encourage people to invest in?market instruments" and dissuade them from investing in gold.

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The government believes India's common men can easily save the country's faltering economy by sacrificing their passion for gold.

However, the people who have spent their fortunes on gold and a section of analysts have a different point of view. They say though gold imports affect the country's BOP position in the short-term, India's gold reserves will benefit the people and the country in the longer run. They feel there is no base in saying that gold is idle asset. "From investors' point of view, gold is not an idle asset. When it is appreciating, it is not a dead asset for the holder," says Jayesh Nathwani of FXWire.

To understand both the standpoints, one needs to understand what gold means for Indians and the cultural and economic reasons associated with this.

Quick Facts About India's Gold and Economy

• India is the world's largest importer of gold. India accounts for nearly one-third of the total world demand for gold. India's gold imports were higher than those of twelve of its states' GSDP in the year 2010-11.
• Gold's share in total import bill of the country has gone up from 8.1 percent in 2001-02 to 9.6 percent in 2010-11. The average rate of growth of gold imports in the last three years was 26.8 percent. At this rate, the gold import bill will be approximately $ 100 billion by 2015-16.
• According to a World Gold Council report, India has savings rate of approximate 30 percent and 10 percent of this is in gold. It says that gold reserves in India, both with private and government, was around 20,000 tons at the end of 2011 and it is worth roughly Rs 54 lakh crore, which is 60 percent ?of the nominal GDP of India in 2011-12.
• Gold import value for the year 2010-11 was higher than the budget-estimated expenditure on Urban Development, Housing, and Family Welfare for the year 2010-11.
• According to the Gold Council report, gold jewelry accounted for about 75 percent?of the total Indian gold demand in 2009, the remainder?being investment (23 percent) and decorative and industrial use (2 percent).
• Demand for gold in India is not depended on international prices and is depended on the seasonal demands in the country, like weddings and festivals. So people tend to buy gold whatever may be the price in these seasons.

India's Golden Tradition

Gold is a part and parcel of India's culture and traditions. As money, jewelry, status symbol and investment, gold has played a crucial role in the lives of Indian foe centuries. A family's wealth was determined on the quantity of gold and land they had. Gold is considered as "Lakshmi" (the Hindu goddess of wealth) and a symbol of prosperity.

Traditionally and as a religious practice, an Indian woman wears ornaments throughout her life. Gold is her favorite jewelry. Normally, from childhood to the end of her life, gold adorns her body in several forms depending on her wealth and status. ?Though the trend is tilted towards platinum and white gold in recent times among the urban elite, for the middle and lower class families, jewelry means only gold.

Nothing could replace gold's stature and importance in the Indian society. In south India, the first food a newborn consumes will be gold. According to the tradition, the elder family member will make a paste of a local herb and minute amount of gold and feed the baby. This is believed to bring wealth and prosperity to the baby in his/her life.

Gold is also part of the religious practices at homes and temples. In several states, the yellow metal is worshipped as a symbol of Lakshmi and wealth.

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New candidate drug stops cancer cells, regenerates nerve cells

ScienceDaily (June 21, 2012) ? Scientists have developed a small-molecule-inhibiting drug that in early laboratory cell tests stopped breast cancer cells from spreading and also promoted the growth of early nerve cells called neurites.

Researchers from Cincinnati Children's Hospital Medical Center report their findings online June 21 in Chemistry & Biology. The scientists named their lead drug candidate "Rhosin" and hope future testing shows it to be promising for the treatment of various cancers or nervous system damage.

The inhibitor overcomes a number of previous scientific challenges by precisely targeting a single component of a cell signaling protein complex called Rho GTPases. This complex regulates cell movement and growth throughout the body. Miscues in Rho GTPase processes are also widely implicated in human diseases, including various cancers and neurologic disorders.

"Although still years from clinical development, in principle Rhosin could be useful in therapy for many kinds of cancer or possibly neuron and spinal cord regeneration," said Yi Zheng, PhD, lead investigator and director of Experimental Hematology and Cancer Biology at Cincinnati Children's. "We've performed in silica (computerized) rational drug design, pharmacological characterization and cell tests in the laboratory, and we are now starting to work with mouse models."

Because the role of Rho GTPases in cellular processes and cancer formation is well established, researchers have spent years trying to identify safe and effective therapeutic targets for specific parts of the protein complex. In particular, scientists have focused on the center protein in the complex called RhoA, which is essential for the signaling function of the complex. In breast cancer for example, increased RhoA activity makes the cancer cells more invasive and causes them to spread, while a deficiency of RhoA suppresses cancer growth and progression.

Despite this knowledge, past efforts to develop an effective small-molecule inhibitor for RhoA have failed, explained Zheng, who has studied Rho GTPases for over two decades. Most roadblocks stem from a lack of specificity in how researchers have been able to target RhoA, a resulting lack of efficiency in affecting molecular processes, problems with toxicity, and the inability to find a workable drug design.

For the current study, Zheng and his colleagues started with the extensive body of research from Cincinnati Children's and other institutions describing the processes and functions of Rho GTPases. They then used high-throughput computerized molecular screening and computerized drug design to reveal a druggable target site. This also provided a preliminary virtual simulation on the potential effectiveness of candidate drugs.

A key challenge to binding a small-molecule inhibitor to RhoA is the protein's globular structure and lack of surface pocket areas suitable for easy binding, Zheng said. The unique chemical structure of the lead compound identified by researchers, Rhosin, allows it to effectively bind to two shallow surface grooves on RhoA. This enables the candidate drug to take root and begin affecting cells. The two-legged configuration of Rosin also describes a useful drug design strategy for more effectively targeting difficult molecular sites like RhoA.

The researchers also wanted to make sure Rhosin effectively blocked what are known as guanine nucleotide exchange factors (GEFs). Guanine nucleotide is a critical energy source and signaling component of cells. Activation of GEFs is required to set off the regulatory signaling of GTPases (GTP stands for guanosine triphosphate).

After conducting a series of laboratory cell tests to verify the targeting and binding capabilities of Rhosin to RhoA, the researchers then tested the candidate drug's impact on cultured breast cancer cells and nerve cells.

In tests on a human breast cancer cells, Rhosin inhibited cell growth and the formation of mammary spheres in a dose dependent manner, acting specifically on RhoA molecular targets without disrupting other critical cellular processes. Rhosin does not affect non-cancerous breast cells. This, along with other tests the scientists performed, indicated Rhosin's effectiveness in targeting RhoA-mediated breast cancer proliferation, according to the researchers.

Researchers also treated an extensively tested line of neuronal cells with Rhosin, along with nerve growth factor, a protein that is important to the growth and survival of neurons. Rhosin worked with nerve growth factor in a dose-dependent way to promote the proliferation of branching neurites from the neuronal cells. Neurites are young or early stage extensions from neurons required for neuronal communications.

Funding for the study came from National Institutes of Health.

Also collaborating on the study were NanoTemper Technologies in Munich, Germany and the Drug Discovery Center at the University of Cincinnati.

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Story Source:

The above story is reprinted from materials provided by Cincinnati Children's Hospital Medical Center.

Note: Materials may be edited for content and length. For further information, please contact the source cited above.

---

Journal Reference:

1. Xun Shang, Fillipo Marchioni, Nisha Sipes, Chris R. Evelyn, Moran Jerabek-Willemsen, Stefan Duhr, William Seibel, Matthew Wortman, Yi Zheng. Rational Design of Small Molecule Inhibitors Targeting RhoA Subfamily Rho GTPases. Chemistry & Biology, 2012; 19(6) pp. 699 - 710 DOI: 10.1016/j.chembiol.2012.05.009

Note: If no author is given, the source is cited instead.

Disclaimer: This article is not intended to provide medical advice, diagnosis or treatment. Views expressed here do not necessarily reflect those of ScienceDaily or its staff.

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The Q.OST Virus

In the planet earth's history, men and women fought each other leading to numerous death's and the loss of loyal and heartwarming family members.Day after day people die and this time for some reason the scientist were looking for something to stop the war with a killing machine,a virus which could kill anyone and now it had been released into the world.

2033-2055,The world was at a state of chaos and retribution.When the virus was being in the process of creation,a war had broken out between America,Asia,Europe,and few parts of the small inhabited Germany.The results were horrifying and the outcome of survival was impossible as day after day all you could hear was bombs and planes in the air and the grenades.

Now in this year of 2099,the virus going by the name of Q.OST had been released due to Russia's attack on the main american institute of studies lab was destroyed and the virus spread.In order for people to gain the virus they had to be touched by it and now the virus has been unstoppable until now.

For some people this was a day bound to come and for others the remaining factions and resistance should fight on till their is nothing to for.If all of the factions do die then earth itself would become a new,decontaminated planet and when the virus gets harder so does the challenges.The only way for them to stop the virus is to find a cure within a girl who's blood will cure the world and a new enemy from germany who they never will expect.

Q.OST Virus

The Q.OST virus works from the affected human with the disease by touch.The virus goes to the genetic partials of the body and flows just like blood and you have a matter of 48 hours before the virus begins to take full fledged affect.It then goes to the morphologies which causes either lung failure or cancer for a short amount of time unless they parish.If the person does survive then it goes to the cells and it starts to attack until it's full of the Q.OST. the gene's also start to change as well as personality and mind structure.

As soon as the cells are all green with the virus the blood then begins to turn vial and the blood cells then cause the organs to malfunction and the movement then become's stale and that person is petrified and cannot move for a matter of time until the virus is silent and then it kicks in.If that person is strong enough they may become immune to any other diseases .

Effects of the Q.OST Virus

Naurem-The Bone's throughout the body break uneven and leave the person petrified for a maximum of days but this is a rare effect and catching it can result in severe pain and even death.

Detonia-This effect is the first to be caused if Naurem doesn't take effect. Hallucinating things of a nightmare.

Predoia-this causes the change in gene's and makes the body unhealthy and solid to the bone

Vacium-This stage last until that person age's at 30 and they die.It has no effect but makes the person's eyes pitch black and they become psychically stronger but gain multiple personality's.

Known Out-Post

Code 1 - The first faction created ever since the virus spread.Been running currently under the control of the best of the best to ever date since and now it's been bigger than before.

Code 2 - Faction has been currently overrun by a rival side and currently the largest supplied faction to date ever since./Winning the war

Code 3 - Faction has been terminated but still is used by some for the railroads

Code 4 - Faction is the largest inhabited faction and is a prime war base under the control of NASA and the last surviving mankind.

Code 5 - Small faction included with Assassins,Drug Dealers,Killers,Gang Members,and anyone who can take a damn punch to the gut

The Survivors

Code 1-First Faction-Partially winning the war

Faction Leader - OPEN
Faction Member 1 - OPEN
Faction Member 2 - OPEN
Faction Member 3 - OPEN

Code 2-Overrun-Largest Supplied Faction-Winning

Overrun Leader-OPEN
Second In command-OPEN
( Might Add More if requested )

Code 4-Largest Population-Losing

Faction Leader - OPEN
Faction Member 1 - OPEN
Faction Member 2 - OPEN
( Might add more if requested )

Code 5-Rogue's-Best Fighters

Faction Leader - Taken
Faction Member 1 - OPEN
Faction Member 2 - OPEN
Faction Member 3 - OPEN

Character Sheet

Code: Select all

[center][size=200] [color=#Your Hex Code] [b]Full Name Here[/b][/size][/color][/center]

[center]][img] Real Picture!![/img][/center]] ( Or left )

[center][color=#Your Hex Code] [b]Role: [/b] [/color][/center]

[center][color=#Your Hex Code] [b]Age: [/b] [/color][center]

[center][color=#Your Hex Code] [b]Gender: [/b] [/color][center]

[center][color=#Your Hex Code] [b]Faction: [/b] [/color][center]

[center][color=#Your Hex Code] [b]Likes/Dis-likes: [/b] [/color][center]

[center][color=#Your Hex Code] [b]Personality: [/b] [/color][center]

[center][color=#Your Hex Code] [b]Short Bio: [/b] [/color][center]

Rules

1. Don't Godmod

2. No killing off others character's if you are bored because that's just plain mean and if you do i know loads of people know i will drop-kick you in the face like chuck f***ing norris

3. Do have loads of fun if you must and post with feeling or just post like your about to die lol

4. Im the GM so with me everything goes

5. Don't soapbox

6. If you are or wanna join go for it

7. Don't ignore other players' posts because i've been in these same situations and it was pretty hard because for some they have to post in a total other area when their whole post was talking to another.

8. If your gonna leave then please inform me of anything in your life that's personal as i see it because every on here i think has a life and we should live it :)

12.Please please,i put loads of effort into this and i would appreciate it when you create a character that you stick to your words and have fun

13. You are allowed two characters :P

14. I will allow things such as this :x,:),Or XD

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Our microbes, ourselves: Billions of bacteria within, essential for immune function, are ours alone

ScienceDaily (June 21, 2012) ? Gut bacteria's key role in immunity is tuned to the host species, researchers have found, suggesting that the superabundant microbes lining our digestive tract evolved with us -- a tantalizing clue in the mysterious recent spike in human autoimmune disorders.

A new study reports that the superabundance of microbial life lining our GI tracts has coevolved with us. These internal bacteria, which are essential for a healthy immune system, are ultimately our evolutionary partners. In other words, humans may have co-evolved with gut bacteria unique to humans, which are not immunologically functional in other mammals.

This study, the first to demonstrate that microbes are specific to their host species, also sheds light on what's called 'the hygiene hypothesis.' According to this idea, living in increasingly hyper-hygienic environments might contribute to recent spikes in childhood allergies, as these beneficial host-specific microbes are hindered by the plethora of antibacterial home products and cleaning chemicals.

"For every cell in your body that is you, that contains your specific genetic information, there are approximately nine foreign bacterial cells, primarily in your digestive tract and even on your skin," said Dennis Kasper, HMS professor of microbiology and immunobiology and senior author on the paper. "From the viewpoint of cell count, every human being is ninety percent microbial. Now we've found that these bacteria, which we need for optimal health, are species specific."

This paper will appear in the June 22 issue of Cell.

That 500 to 1,000 microbial species inhabit mammals has long been documented. Researchers have suggested that when it comes to digestion and other metabolic activities, the particular species of bacteria may not be significant provided the bacteria contain specific, helpful genes. In other words, a bacterium that breaks down food in the mouse gut can probably do the same in the human.

But the microbes that fortify our immune system have not been studied in this regard. Are they functionally unique, or would any species suffice?

To address this question, Hachung Chung, a postdoctoral researcher in Kasper's lab, studied two groups of mice, both of which had been bred to lack microbial flora. For one group, she introduced microbial species that are natural to mice, and to the second, she introduced human microbes.

For both groups of mice, an equal quantity of microbes, and an equal diversity of species, soon flourished in their digestive tracts.

But despite this apparent similarity, when Chung examined the intestinal tissue, including intestinal lymph nodes, of mice from each of the two groups, she discovered that the mice with humanized microbes had surprisingly low levels of immune cells, levels equivalent to mice who lacked intestinal bacteria all together.

"Despite the abundant and complex community of bacteria that were in the human flora mice, it seemed like the mouse host did not recognize the bacteria, as if the mice were germ-free," said Chung.

Chung repeated the experiment, only this time populating a third group of mice with microbes common to rats. This new group showed the same immune system deficiency as the humanized mice. "I was very surprised to see that," Chung said. "Naturally, I would have expected more of a half-way response."

In a third experiment, Chung infected all the mice with salmonella. Almost from day one, the mice with human flora showed significantly higher levels of salmonella in their system than the mice with normal flora. The immune systems of the mice with human flora were effectively incapable of fending off the pathogenic bacteria.

"This raises serious questions regarding our current overuse of antibiotics, as well as ultra-hygienic environments that many of us live in," said Kasper. "If the bacteria within us are specific to us and necessary for normal immune system function, then it's important to know if we are in fact losing these vital bacteria. Are we losing the bacteria we have coevolved with? If that is the case, then this is yet further evidence supporting the idea that the loss of good bacteria is partly to blame for the increased rates of autoimmunity that we are now seeing."

This work was funded by the Crohn's and Colitis Foundation of America, the Danish Council for Independent Research | Natural Sciences, the National Institutes of Health (grant F32 AI091104), and by an NIH Director's Pioneer Award (DP1OD000964).

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Story Source:

The above story is reprinted from materials provided by Harvard Medical School. The original article was written by David Cameron.

Note: Materials may be edited for content and length. For further information, please contact the source cited above.

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Journal Reference:

1. Hachung Chung, S?nje J. Pamp, Jonathan A. Hill, Neeraj K. Surana, Sanna M. Edelman, Erin B. Troy, Nicola C. Reading, Eduardo J. Villablanca, Sen Wang, Jorge R. Mora et al. Gut Immune Maturation Depends on Colonization with a Host-Specific Microbiota. Cell, 22 June 2012 DOI: 10.1016/j.cell.2012.04.037

Note: If no author is given, the source is cited instead.

Disclaimer: This article is not intended to provide medical advice, diagnosis or treatment. Views expressed here do not necessarily reflect those of ScienceDaily or its staff.

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